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  • info@hubcitylending.com
  • 2001 Timberloch Pl #500, The Woodlands, Tx 77380
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FHA Loans in Houston, TX

We’re dedicated to guiding you through every step, from loan pricing to closing. Let’s get started today!

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One Step Ahead

What Seprate Us From Others

We stand out by offering a personalized and transparent approach to securing FHA loans in Houston. We take the time to understand your unique financial needs, ensuring you get the best possible rates and a smooth, stress-free homebuying experience. Our team provides full support from pre-approval to closing, treating you as a valued client rather than just another transaction.

360 Mortgage Solutions

Benefits of Our FHA Loans in Houston

FHA Loans in Houston are government-backed mortgages with relaxed eligibility, making them ideal for first-time buyers and those with lower credit scores. These loans help make homeownership more accessible in Houston.

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Lower Down Payments

While conventional loans often require up to 20% down, FHA loans allow qualified buyers to put down as little as 3.5%, making it easier to purchase a home with less upfront cash.

Flexible Credit Requirements

FHA loans are perfect for buyers with lower credit scores, accepting scores as low as 580. They offer a path to homeownership for those who may not qualify for conventional loans.

Competitive Interest Rates

FHA loans typically offer lower and more stable interest rates compared to conventional mortgages, even for those with lower credit scores. This makes monthly payments more affordable and helps buyers save on long-term interest costs, making the dream of owning a home in Houston more achievable.

Easier Qualification Process

The qualification process for FHA Loans in Houston is generally more lenient, with relaxed debt-to-income ratio requirements and flexible terms. This makes it easier for self-employed individuals, first-time buyers, and those with a history of financial challenges to secure a mortgage and buy a home.

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Meet Our Partners

Jason Turner

Partner

J. Donald Spoon

Partner

Sharon Gomez

General Manager/Partner
Get in contact with one of our loan advisors

three steps to success

How We Work To Help You Get The Best Loan Option

Let our professional Mortgage Loan Brokers in Texas hold your hand through the entire process. 

01

Understand Your Mortgage Needs

Start by filling out our application with detailed and accurate information. This helps us get a clear picture of your requirements and financial situation, so we can serve you better.

02

Match You with the Ideal Loan Expert

Once your application is submitted, we’ll connect you with a loan officer who specializes in the type of mortgage you need, ensuring personalized guidance.

03

We Negotiate to Secure Your Lowest Rate

With advanced technology and expert insight, we compare rates from multiple lenders to secure the best deal tailored to your mortgage needs.

We are here to assist you with any concerns related to FHA loans in Houston.

 Reach out to us anytime—our mortgage company is dedicated to providing service with your needs in mind.

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Work with The Leading FHA Loan Broker in Houston

With over 50 years of mortgage expertise, we are dedicated to finding the best loan options for you. You deserve a broker who understands your needs and delivers exceptional service every step of the way.

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